Arizona property taxes by county
Across Arizona, the median owner-occupied home pays $1,879 a year in real-estate taxes on a median home value of $394,500 — an effective property-tax rate of 0.476%. That ranks Arizona #48 of 51 states and the District of Columbia (1 = highest). This page carries all 15 Arizona county-equivalents in the Census data — 15 with a published effective rate — sortable by rate, taxes paid, home value, income, or five-year change. 5 of them also carry a full detail card here — every median with its Census margin of error, both rankings, the six nearest counties, and the five-year change. It also sets out how property tax actually works in Arizona: how property is assessed, which exemptions exist and who qualifies, the deadline and body for an appeal, and the payment schedule and penalties — each hand-sourced from official Arizona sources. Figures are U.S. Census Bureau ACS 2020-2024 5-year estimates.
- Effective tax rate
- 0.476%
- Median real-estate taxes
- $1,879 ± $10
- Median home value
- $394,500
- Median household income
- $79,964
- National rank
- #48 of 51
- County-equivalents
- 15
Median real-estate taxes ÷ median home value — a ratio of two independently-estimated medians, not a statutory (millage) rate.
How property tax varies across Arizona
Across Arizona's 15 county-equivalents with a published rate, the effective property-tax rate runs from 0.898% in Apache County down to 0.327% in Greenlee County — a 2.7× spread inside a single state, which is why a statewide average tells a buyer very little.
The largest median real-estate tax bill in Arizona is $2,272 in Pima County, which ranks #2 of 15 by RATE — while the state's highest rate, 0.898%, is in Apache County, where the median bill is $572. Dollars and rate are different questions and rank counties differently.
Measured against the national median effective rate of 0.937%, 0 of Arizona's 15 ranked counties sit above it and 15 below. Arizona as a whole ranks #48 of 51 (1 = highest).
Median home value statewide is $394,500, but within Arizona it ranges from $452,800 in Maricopa County to $63,700 in Apache County — the denominator of the effective rate, and the main reason two counties with similar bills can show very different rates.
Statewide, the median real-estate tax bill equals about 2.3% of median household income. That share is heaviest in Pima County (3.2%) and lightest in Greenlee County (0.7%).
Comparing the non-overlapping Census periods 2015–2019 and 2020–2024, median real-estate taxes rose by a statistically significant amount in 13 of Arizona's 15 counties with a comparable trend, fell significantly in 0, and showed no statistically significant change in 2.
Estimate a Arizona property tax bill
A median-based estimate, not a quote, an assessment, or a tax bill — it cannot know your assessed value, exemptions, or special districts. How this is computed.
Every Arizona county
All 15 Arizona county-equivalents in the Census data (15 with a published effective rate). Click a column heading to sort. Counties in bold have a full detail card further down this page — margins of error, nearby counties, and their five-year trend.
| Apache County | 0.898% | $572 | $912 | $461 | $63,700 | $41,438 | 1.4% | #1 | #1359 | +23% |
|---|---|---|---|---|---|---|---|---|---|---|
| Pima County | 0.711% | $2,272 | $2,317 | $2,191 | $319,700 | $70,315 | 3.2% | #2 | #1850 | +24.4% |
| La Paz County | 0.643% | $873 | $1,214 | $715 | $135,800 | $49,478 | 1.8% | #3 | #2105 | +25.1% |
| Yuma County | 0.612% | $1,333 | $1,531 | $1,061 | $217,800 | $62,876 | 2.1% | #4 | #2218 | +18.4% |
| Santa Cruz County | 0.607% | $1,415 | $1,456 | $1,339 | $233,000 | $55,217 | 2.6% | #5 | #2234 | +23.5% |
| Cochise County | 0.600% | $1,310 | $1,384 | $1,223 | $218,300 | $59,742 | 2.2% | #6 | #2269 | +8.2% |
| Navajo County | 0.593% | $1,195 | $1,305 | $1,088 | $201,500 | $54,606 | 2.2% | #7 | #2295 | +30.3% |
| Gila County | 0.514% | $1,386 | $1,559 | $1,266 | $269,400 | $61,986 | 2.2% | #8 | #2600 | +8.3% |
| Graham County | 0.478% | $1,013 | $1,187 | $728 | $212,000 | $67,325 | 1.5% | #9 | #2706 | +8.2% |
| Pinal County | 0.469% | $1,636 | $1,769 | $1,351 | $349,000 | $80,266 | 2.0% | #10 | #2729 | +23% |
| Coconino County | 0.458% | $2,051 | $2,117 | $1,914 | $448,000 | $72,966 | 2.8% | #11 | #2770 | +26.3% |
| Mohave County | 0.441% | $1,238 | $1,357 | $1,069 | $281,000 | $57,684 | 2.1% | #12 | #2829 | +27% |
| Maricopa County | 0.438% | $1,983 | $2,028 | $1,888 | $452,800 | $89,300 | 2.2% | #13 | #2834 | +25.5% |
| Yavapai County | 0.412% | $1,750 | $1,751 | $1,749 | $425,200 | $69,613 | 2.5% | #14 | #2898 | +24.6% |
| Greenlee County | 0.327% | $518 | $668 | $467 | $158,600 | $71,164 | 0.7% | #15 | #3032 | +45.5% |
Data: U.S. Census Bureau, American Community Survey (ACS) 2020-2024 5-year estimates — tables B25103 (real-estate taxes), B25077 (home value), B19013 (household income) — and the 2024 Census county gazetteer. Public domain (Title 17 U.S.C. §105).
County detail — 5 Arizona counties in depth
Full figures for the Arizona counties most searched for, each with the Census margin of error on every median, both rankings, the five-year change, and the six nearest county-equivalents by centroid distance — nearby, not necessarily bordering, and cross-state neighbours included. For any individual property's assessed value, exemptions and bill, use that county's own assessor or appraisal district; per-county assessor URLs are never guessed here (why).
Pima County 0.711% · median tax $2,272 · #1850 nationally
- Median taxes — all owner-occupied
- $2,272 ± $29
- With a mortgage
- $2,317 ± $37
- Without a mortgage
- $2,191 ± $57
- Median home value
- $319,700 ± $3,338
- Median household income
- $70,315 ± $1,089
- Taxes as share of income
- 3.2%
- Effective rate
- 0.711%
- Rank in Arizona
- #2 of 15
- National rank
- #1850 of 3,135
- Estimated tax on a $320,000 home
- $2,275
Median real-estate taxes rose 24.4% over five years ($1,826 → $2,272) — a statistically significant increase at 90% confidence. The effective tax rate fell 0.281 percentage points (0.992% → 0.711%), a change that is itself statistically significant at 90% confidence. Median home value moved $184,100 → $319,700 (+73.7%), and the rate changed −0.281 percentage points.
Nearest counties to Pima County:
- Pinal County, AZ — 0.469%, median tax $1,636, 96 km away
- Santa Cruz County, AZ — 0.607%, median tax $1,415, 111 km away
- Maricopa County, AZ — 0.438%, median tax $1,983, 151 km away
- Cochise County, AZ — 0.600%, median tax $1,310, 192 km away
- Graham County, AZ — 0.478%, median tax $1,013, 200 km away
- Gila County, AZ — 0.514%, median tax $1,386, 206 km away
Pinal County 0.469% · median tax $1,636 · #2729 nationally
- Median taxes — all owner-occupied
- $1,636 ± $36
- With a mortgage
- $1,769 ± $46
- Without a mortgage
- $1,351 ± $60
- Median home value
- $349,000 ± $3,631
- Median household income
- $80,266 ± $1,518
- Taxes as share of income
- 2.0%
- Effective rate
- 0.469%
- Rank in Arizona
- #10 of 15
- National rank
- #2729 of 3,135
- Estimated tax on a $350,000 home
- $1,642
Median real-estate taxes rose 23% over five years ($1,330 → $1,636) — a statistically significant increase at 90% confidence. The effective tax rate fell 0.258 percentage points (0.726% → 0.469%), a change that is itself statistically significant at 90% confidence. Median home value moved $183,100 → $349,000 (+90.6%), and the rate changed −0.258 percentage points.
Nearest counties to Pinal County:
- Pima County, AZ — 0.711%, median tax $2,272, 96 km away
- Gila County, AZ — 0.514%, median tax $1,386, 110 km away
- Maricopa County, AZ — 0.438%, median tax $1,983, 116 km away
- Graham County, AZ — 0.478%, median tax $1,013, 139 km away
- Santa Cruz County, AZ — 0.607%, median tax $1,415, 162 km away
- Cochise County, AZ — 0.600%, median tax $1,310, 192 km away
Mohave County 0.441% · median tax $1,238 · #2829 nationally
- Median taxes — all owner-occupied
- $1,238 ± $33
- With a mortgage
- $1,357 ± $43
- Without a mortgage
- $1,069 ± $64
- Median home value
- $281,000 ± $6,877
- Median household income
- $57,684 ± $1,429
- Taxes as share of income
- 2.1%
- Effective rate
- 0.441%
- Rank in Arizona
- #12 of 15
- National rank
- #2829 of 3,135
- Estimated tax on a $280,000 home
- $1,235
Median real-estate taxes rose 27% over five years ($975 → $1,238) — a statistically significant increase at 90% confidence. The effective tax rate fell 0.167 percentage points (0.607% → 0.441%), a change that is itself statistically significant at 90% confidence. Median home value moved $160,500 → $281,000 (+75.1%), and the rate changed −0.167 percentage points.
Nearest counties to Mohave County:
- Clark County, NV — 0.477%, median tax $2,057, 127 km away
- Yavapai County, AZ — 0.412%, median tax $1,750, 161 km away
- Washington County, UT — 0.423%, median tax $2,158, 173 km away
- Coconino County, AZ — 0.458%, median tax $2,051, 179 km away
- La Paz County, AZ — 0.643%, median tax $873, 223 km away
- Lincoln County, NV — 0.513%, median tax $1,126, 235 km away
Maricopa County 0.438% · median tax $1,983 · #2834 nationally
- Median taxes — all owner-occupied
- $1,983 ± $12
- With a mortgage
- $2,028 ± $18
- Without a mortgage
- $1,888 ± $21
- Median home value
- $452,800 ± $1,398
- Median household income
- $89,300 ± $562
- Taxes as share of income
- 2.2%
- Effective rate
- 0.438%
- Rank in Arizona
- #13 of 15
- National rank
- #2834 of 3,135
- Estimated tax on a $455,000 home
- $1,993
Median real-estate taxes rose 25.5% over five years ($1,580 → $1,983) — a statistically significant increase at 90% confidence. The effective tax rate fell 0.169 percentage points (0.607% → 0.438%), a change that is itself statistically significant at 90% confidence. Median home value moved $260,200 → $452,800 (+74%), and the rate changed −0.169 percentage points.
Nearest counties to Maricopa County:
- Pinal County, AZ — 0.469%, median tax $1,636, 116 km away
- Yavapai County, AZ — 0.412%, median tax $1,750, 143 km away
- Yuma County, AZ — 0.612%, median tax $1,333, 146 km away
- La Paz County, AZ — 0.643%, median tax $873, 149 km away
- Pima County, AZ — 0.711%, median tax $2,272, 151 km away
- Gila County, AZ — 0.514%, median tax $1,386, 164 km away
Yavapai County 0.412% · median tax $1,750 · #2898 nationally
- Median taxes — all owner-occupied
- $1,750 ± $42
- With a mortgage
- $1,751 ± $55
- Without a mortgage
- $1,749 ± $72
- Median home value
- $425,200 ± $6,512
- Median household income
- $69,613 ± $1,866
- Taxes as share of income
- 2.5%
- Effective rate
- 0.412%
- Rank in Arizona
- #14 of 15
- National rank
- #2898 of 3,135
- Estimated tax on a $425,000 home
- $1,751
Median real-estate taxes rose 24.6% over five years ($1,404 → $1,750) — a statistically significant increase at 90% confidence. The effective tax rate fell 0.146 percentage points (0.557% → 0.412%), a change that is itself statistically significant at 90% confidence. Median home value moved $252,000 → $425,200 (+68.7%), and the rate changed −0.146 percentage points.
Nearest counties to Yavapai County:
- Maricopa County, AZ — 0.438%, median tax $1,983, 143 km away
- Coconino County, AZ — 0.458%, median tax $2,051, 152 km away
- Mohave County, AZ — 0.441%, median tax $1,238, 161 km away
- La Paz County, AZ — 0.643%, median tax $873, 168 km away
- Gila County, AZ — 0.514%, median tax $1,386, 187 km away
- Pinal County, AZ — 0.469%, median tax $1,636, 221 km away
Comparing the non-overlapping Census periods 2015-2019 and 2020-2024 — consecutive 5-year estimates share survey sample and are never compared here.
How property tax works in Arizona
Assessment, exemptions, appeals and payment are set by Arizona law and practice, so they apply to every county in the table above. Each fact is taken from an official government source and linked to it.
- How property is assessed
- Arizona values most property on its current use rather than the appraisal industry's highest-and-best-use standard. Real property, manufactured housing and mobile homes are taxed on limited property value, not full cash value. Under Rule A the assessor adds five percent to the prior valuation year's limited property value and takes the lesser of that figure and the current full cash value; limited property value can never exceed full cash value. source →
- Exemptions & credits
- Under A.R.S. 42-11111 widows, widowers and people with a total and permanent disability receive a partial exemption subject to assessed-value and household-income limits. Veterans with a 100% service-connected VA rating get a full exemption on their primary residence; lower ratings are prorated. The Senior Freeze, officially the Property Valuation Protection Option (Form 82104), fixes a primary residence's valuation for renewable three-year periods. County assessors administer all of them. source →
- Appealing an assessment
- File with the County Assessor using ADOR Form 82130 for real property or Form 82530 for personal property, within 60 days for real property and 30 days for personal property. If the assessor cannot resolve the appeal, further appeals go to the Board of Equalization and/or the Tax Court; alternatively the original appeal may be filed directly with the Tax Court. source →
- Payment schedule & penalties
- The County Treasurer bills and collects. Property taxes are usually billed in two installments: the first is due October 1 of the tax year and becomes delinquent after November 1; the second is due the following March 1 and becomes delinquent after the following May 1. Real property is valued one year and taxed the next, while personal property is valued and taxed in the same year. source →
- Why rates vary within the state
- Classification, not value alone, drives the bill. Arizona's 2026 Final Property Class Summary sets the assessment ratio at 10% for class 3 primary residences and class 4 rental and other residential property, 15.5% for class 1 commercial, industrial and utility property, 15% for class 2 agricultural and vacant land, 5% for class 6, and 1% for class 9 improvements on government property. source →
- What makes this state's system distinctive
- The Arizona Constitution caps the ad valorem taxes collected from residential property in any tax year at one per cent of the property's full cash value (art. IX, sec. 18(1)). When primary property taxes on an owner-occupied home would exceed that limit, the state pays an additional share of the owner's school district taxes through Additional State Aid for Education so the bill stays under the cap. source →
Hand-sourced from official government sources — not a substitute for your own assessor's notice, and not legal or tax advice. Where a fact isn't confirmed on an official source, it is left off rather than guessed, which is why some states show fewer rows than others.
Frequently asked questions
- What is the average property tax rate in Arizona?
- Statewide, Arizona's effective property-tax rate is 0.476% — the state median real-estate taxes ($1,879) divided by the state median home value ($394,500), from the Census ACS 2020-2024 5-year estimates. The national figure is about 0.937%, which puts Arizona at #48 of 51 (1 = highest). Individual counties vary widely; the table above shows every one.
- Which Arizona county has the highest property taxes?
- By effective rate, Apache County is highest in Arizona at 0.898% (median bill $572), and Greenlee County is lowest at 0.327% (median bill $518). Ranked by dollars paid rather than rate the order changes, because home values differ so much across the state — the table above shows both columns and sorts on either.
- What property tax exemptions are available in Arizona?
- Under A.R.S. 42-11111 widows, widowers and people with a total and permanent disability receive a partial exemption subject to assessed-value and household-income limits. Veterans with a 100% service-connected VA rating get a full exemption on their primary residence; lower ratings are prorated. The Senior Freeze, officially the Property Valuation Protection Option (Form 82104), fixes a primary residence's valuation for renewable three-year periods. County assessors administer all of them. Eligibility and filing are handled by your county assessor, and the exemption you qualify for changes your bill far more than the county you are in — the rates above are county medians and do not account for any exemption.
- How do I appeal a property tax assessment in Arizona?
- File with the County Assessor using ADOR Form 82130 for real property or Form 82530 for personal property, within 60 days for real property and 30 days for personal property. If the assessor cannot resolve the appeal, further appeals go to the Board of Equalization and/or the Tax Court; alternatively the original appeal may be filed directly with the Tax Court. Missing the deadline usually means waiting a full year, so check the date on your own assessment notice rather than relying on a general figure.
- When are property taxes due in Arizona?
- The County Treasurer bills and collects. Property taxes are usually billed in two installments: the first is due October 1 of the tax year and becomes delinquent after November 1; the second is due the following March 1 and becomes delinquent after the following May 1. Real property is valued one year and taxed the next, while personal property is valued and taxed in the same year. If your taxes are paid through a mortgage escrow account, your servicer pays on this schedule on your behalf.
- How is property assessed in Arizona?
- Arizona values most property on its current use rather than the appraisal industry's highest-and-best-use standard. Real property, manufactured housing and mobile homes are taxed on limited property value, not full cash value. Under Rule A the assessor adds five percent to the prior valuation year's limited property value and takes the lesser of that figure and the current full cash value; limited property value can never exceed full cash value. This is why an effective rate computed from market value — as every rate on this page is — will not match the millage rate printed on your bill: the two are applied to different bases.
Compare & explore
See the national highest and lowest property-tax rates, or read the methodology behind every figure. The national median effective rate is 0.937%; Arizona's statewide figure is 0.476%.